tag:blogger.com,1999:blog-35197249.post8354013437240245323..comments2024-01-20T02:07:10.729+02:00Comments on Whazzup Egypt !!!: CIB Womens Credit CardKimhttp://www.blogger.com/profile/14687803417221589161noreply@blogger.comBlogger9125tag:blogger.com,1999:blog-35197249.post-30578437868682642272008-10-17T00:32:00.000+02:002008-10-17T00:32:00.000+02:00Joleno,I have lived in 2 other countries, both of ...Joleno,<BR/>I have lived in 2 other countries, both of which did not require any deposit before giving me a credit card. These are with well known banks like Bank of America, Citibank, HSBC, among others. <BR/><BR/>I have had credit cards issued to me without any prior relationship with the bank or an appointment letter or a deposit.<BR/><BR/>If I have to give the bank a deposit and the bank gives me a credit card with a lower limit than my deposit, it makes the credit card worse than a debit card. At least in a debit card, I can withdraw all the money that I deposit.<BR/><BR/>If I have to give the bank a deposit higher than my so called "credit limit", then technically, it is no longer a credit card.<BR/><BR/>I have done consulting for and conducted induction programs for credit card divisions of MNC banks. I respectfully ask you to brush up your concepts.<BR/><BR/>The 'established' practice in Egypt does not mean that it is a world wide standard.Kimhttps://www.blogger.com/profile/14687803417221589161noreply@blogger.comtag:blogger.com,1999:blog-35197249.post-75014300829911207582008-10-16T01:38:00.000+02:002008-10-16T01:38:00.000+02:00Sorry to disturb again , All Credit Cards transact...Sorry to disturb again , All Credit Cards transactions in egypt is safe as all banks have fraud monitor system for all cards movments and transactions, this is just for aknowledgement and reply to the person who said that credit cards in egypt are not safe, and if it's not safe so it will be like this world wide not only in egypt, as we all follow master card and visa international policy.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-35197249.post-88193495026079587432008-10-16T01:35:00.000+02:002008-10-16T01:35:00.000+02:00Hello everyone, I'm of sales head at cib and nowda...Hello everyone, I'm of sales head at cib and nowdays the policy of issuing credit cards has been changed as we used to take cash from all forigners in egypt to gurantee giving them credit cards and about Mrs.Kim i would like to tell that you can only make a deposit by 2500L.E to take card limit with 2000L.E which is ur month expenses and you dont have to go for the 10000L.E one, other wise our policy has been changed so you can apply for credit card without cash Gurantee and you can apply as supplementry to your husband's card or with income certifcate if you have a work here and this is world wide banking policy good known process , there have always to be a gurantee for any credit facility. Joleno@msn.com Thank youAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-35197249.post-7042460217901104362008-05-11T01:03:00.000+03:002008-05-11T01:03:00.000+03:00Hey, you aren't interrupting and you are welcome t...Hey, you aren't interrupting and you are welcome to drop in and comment anytime.<BR/><BR/>Glad you liked the list.<BR/><BR/>Keep stopping by :)Kimhttps://www.blogger.com/profile/14687803417221589161noreply@blogger.comtag:blogger.com,1999:blog-35197249.post-5333142031224116852008-05-09T20:39:00.000+03:002008-05-09T20:39:00.000+03:00Hello!, I am sorry to interrupt by dropping into t...Hello!, I am sorry to interrupt by dropping into the conversation, but it's worthy to note that Egypt is a high-risk country for credit card fraud and I am not aware of the existence of proper credit authorities. However, the offer that you had sounds ridiculous as it isn't that different from an ordinary debit card that you can get anywhere.<BR/><BR/>I thoroughly enjoyed your list of Bookshops in Cairo, I have been dying to find a similar list. Thanks!<BR/><BR/>If you have plenty of time then you may want to try Powells.com as you may be able to save a couple of bucks there, their new books are often more expensive than Amazon though.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-35197249.post-66781552685252046402008-03-27T20:52:00.000+02:002008-03-27T20:52:00.000+02:00They say they will offer some women specific disco...They say they will offer some women specific discounts.<BR/><BR/>Also they will invite the women for some special events etc....Kimhttps://www.blogger.com/profile/14687803417221589161noreply@blogger.comtag:blogger.com,1999:blog-35197249.post-50872087333230270692008-03-27T03:21:00.000+02:002008-03-27T03:21:00.000+02:00i don't really understand the gimmick all together...i don't really understand the gimmick all together. are they saying that they expect women to make more <A HREF="http://www.onlinecheck.com/merchant_accounts/credit_card_processing.html" REL="nofollow">credit card transactions</A> if they have an account that's soleley focused on them? how are the terms of the card any different from a regular credit card? except that it's secured and then some? i guess the whole concept is kind of over my head.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-35197249.post-46891625008716756662008-03-11T15:37:00.000+02:002008-03-11T15:37:00.000+02:00Hey thanks for the heads up. I do have a card here...Hey thanks for the heads up. I do have a card here in Egypt with the bank that we bank with.Kimhttps://www.blogger.com/profile/14687803417221589161noreply@blogger.comtag:blogger.com,1999:blog-35197249.post-62448174464428449582008-03-11T01:08:00.000+02:002008-03-11T01:08:00.000+02:00I'm a single expat female living in Cairo (not wor...I'm a single expat female living in Cairo (not working) and have a savings account with United Bank. I was informed by the bank that I am able to have a visa card (didn't enquire about the limit) if I give them one of my savings certificates (3 year term) that I hold with the bank as security. So if you did want an Egyptian credit card there are other ways of doing it.Anonymousnoreply@blogger.com